Terms & Conditions

Last Updated: October 2026

1. Agreement to Terms

By browsing reliefoptionsnow.com or submitting inquiries for debt relief options, you agree to comply with and be bound by these Terms and Conditions.

2. Debt Relief Services & FTC Performance Compliance

Relief Options Now adheres strictly to the FTC Telemarketing Sales Rule (TSR). We do not charge upfront fees. Fees are earned only when:

• A written debt settlement agreement is negotiated with a creditor on your behalf;
• You review and provide explicit authorization for the agreement; and
• At least one settlement payment is made to the creditor under the authorized agreement.

3. Credit and Account Implications

Entering into debt negotiation requires redirecting payments into an FDIC-insured escrow account under your name. While negotiating settlements, accounts may become delinquent, which may lower your credit score and result in creditor collections or legal action before resolution.

4. Disclaimer of Legal & Tax Advice

Information on this website does not constitute legal, tax, or bankruptcy counsel. Consumers are encouraged to consult certified CPAs or licensed legal professionals regarding taxable debt discharge consequences or bankruptcy options.

5. TCPA Communications Consent

By entering your contact number on reliefoptionsnow.com, you expressly authorize Relief Options Now and its network of certified debt resolution specialists to reach you via phone, SMS/text messages, and automated systems. Consent is never a condition of purchase.